England defender Lucy Bronze was shortlisted for the award given to the best player at the tournament but was no match for hat-trick hero Lloyd.
The 32-year-old midfielder led by example in the final, scoring three goals in the first 16 minutes including one show-stopping effort from halfway, helping the Americans defeat Japan 5-2 to win the World Cup for the third time.
Lloyd became the first woman to score a hat-trick in a World Cup final then cleaned up at the post-match awards ceremony, picking up two gongs, the Golden Ball and the Silver Boot, as runner-up for the most goals in the tournament.
Already a two-time Olympic gold medallist, she became just the second American to win the Golden Ball, joining Carin Jennings, who the won the award in 1991, and her performance immediately earned her the seal of approval from US President Barack Obama.
“What a win for Team USA! Great game @CarliLloyd! Your country is so proud of all of you. Come visit the White House with the World Cup soon,” Obama tweeted.
Lloyd actually finished tied with Celia Sasic with six goals for the tournament but the German was awarded the Golden Boot because she had played less minutes overall, though she said it was little consolation for not winning the tournament.
“I would change this trophy for another one,” Sasic told FIFA.com after Germany finished fourth overall.
“In the future maybe I will look back and be proud of it. But we didn’t achieve what we came here for, so it is not easy to think about this at the moment.”
Germany’s Anja Mittag was awarded the Bronze Boot after scoring five goals.
Amandine Henry of France received the Silver Ball as runner-up to Lloyd in the player of the tournament voting while Japan captain Aya Miyama was presented with the Bronze Ball.
American Hope Solo won the Golden Glove as the best goalkeeper for the second time at the World Cup while Canadian teenager Kadeisha Buchanan was named best young player.